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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,175 | $124,425+14.3% | $112,040+26.9% | $137,256+3.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.69% | 24.72%-8.0pp | 24.52%-7.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,466 | $3,411-57.0% | $2,954-50.4% | $4,156-64.7% |
| Participant deferral / active EE | $3,400 | $5,718-40.5% | $5,098-33.3% | $6,407-46.9% |
| Admin fee / account holder | $1,699 | $15,207-88.8% | $12,098-86.0% | $12,270-86.2% |