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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,175 | $138,312+2.8% | $122,979+15.6% | $155,188-8.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 16.69% | 22.06%-5.4pp | 20.12%-3.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $1,466 | $3,530-58.5% | $3,062-52.1% | $4,248-65.5% |
| Participant deferral / active EE | $3,400 | $5,592-39.2% | $5,003-32.0% | $6,531-47.9% |
| Admin fee / account holder | $1,699 | $15,089-88.7% | $12,864-86.8% | $14,480-88.3% |