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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,974 | $154,228-41.0% | $145,433-37.4% | $137,256-33.7% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 11.72% | 74.59%-62.9pp | 66.58%-54.9pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,978 | $4,804-58.8% | $4,554-56.6% | $4,156-52.4% |
| Participant deferral / active EE | $898 | $8,216-89.1% | $7,897-88.6% | $6,407-86.0% |
| Admin fee / account holder | $75,425 | $14,344+425.8% | $13,129+474.5% | $12,270+514.7% |