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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,098 | $139,948-87.1% | $121,663-85.1% | $154,746-88.3% |
| Participation rate | 77.8% | 78.0%-0.2pp | 74.5%+3.3pp | 80.7%-2.9pp |
| Annual return | 17.27% | 230.52%-213.2pp | 147.54%-130.3pp | 172.34%-155.1pp |
| Employer contribution / active EE | $3,286 | $3,521-6.7% | $3,020+8.8% | $4,379-25.0% |
| Participant deferral / active EE | $3,693 | $5,629-34.4% | $4,887-24.4% | $6,730-45.1% |
| Admin fee / account holder | $4,250 | $17,321-75.5% | $14,289-70.3% | $14,365-70.4% |