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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,288 | $64,920+29.8% | $103,693-18.7% | $86,983-3.1% |
| Participation rate | 84.0% | 63.6%+20.4pp | 72.6%+11.4pp | 69.5%+14.5pp |
| Annual return | 17.24% | 30.29%-13.1pp | 47.61%-30.4pp | 25.83%-8.6pp |
| Employer contribution / active EE | $0 | $2,141-100.0% | $2,920-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $3,545 | $3,241+9.4% | $4,579-22.6% | $4,194-15.5% |
| Admin fee / account holder | $348 | $6,191-94.4% | $7,858-95.6% | $7,856-95.6% |