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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,186 | $72,465+23.1% | $67,575+32.0% | $145,884-38.9% |
| Participation rate | 73.7% | 76.9%-3.2pp | 72.9%+0.8pp | 80.3%-6.6pp |
| Annual return | 14.74% | 7222.56%-7207.8pp | 3528.98%-3514.2pp | 551.85%-537.1pp |
| Employer contribution / active EE | $2,125 | $3,074-30.9% | $2,736-22.3% | $4,662-54.4% |
| Participant deferral / active EE | $2,745 | $4,786-42.6% | $4,003-31.4% | $6,690-59.0% |
| Admin fee / account holder | $2,273 | $5,515-58.8% | $3,993-43.1% | $13,392-83.0% |