Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,016 | $100,004-2.0% | $81,438+20.4% | $145,959-32.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.5%-2.8pp | 80.3%-13.6pp |
| Annual return | 7.84% | 34.34%-26.5pp | 24.74%-16.9pp | 561.95%-554.1pp |
| Employer contribution / active EE | $3,098 | $2,970+4.3% | $2,460+25.9% | $4,661-33.5% |
| Participant deferral / active EE | $5,283 | $4,603+14.8% | $3,883+36.0% | $6,689-21.0% |
| Admin fee / account holder | $4,135 | $8,202-49.6% | $5,764-28.3% | $13,398-69.1% |