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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,601 | $78,690+228.6% | $161,489+60.1% | $87,485+195.6% |
| Participation rate | 92.6% | 67.5%+25.1pp | 78.7%+13.9pp | 68.9%+23.7pp |
| Annual return | 17.43% | 32.74%-15.3pp | 89.72%-72.3pp | 26.06%-8.6pp |
| Employer contribution / active EE | $5,194 | $2,588+100.7% | $4,268+21.7% | $2,596+100.0% |
| Participant deferral / active EE | $5,368 | $3,311+62.1% | $5,630-4.7% | $4,274+25.6% |
| Admin fee / account holder | $1,426 | $6,724-78.8% | $16,006-91.1% | $7,775-81.7% |