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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,914 | $89,259-12.7% | $107,187-27.3% | $82,637-5.7% |
| Participation rate | 70.3% | 67.9%+2.3pp | 75.0%-4.8pp | 68.1%+2.2pp |
| Annual return | 13.97% | 21.02%-7.1pp | 204.55%-190.6pp | 53.51%-39.5pp |
| Employer contribution / active EE | $777 | $3,080-74.8% | $3,782-79.5% | $2,552-69.6% |
| Participant deferral / active EE | $2,077 | $4,037-48.6% | $5,096-59.2% | $4,126-49.7% |
| Admin fee / account holder | $2,267 | $7,381-69.3% | $9,162-75.3% | $7,339-69.1% |