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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,543 | $83,843+84.3% | $123,973+24.7% | $65,306+136.6% |
| Participation rate | 62.1% | 56.0%+6.2pp | 76.7%-14.5pp | 57.7%+4.5pp |
| Annual return | 12.86% | 19.87%-7.0pp | 388.13%-375.3pp | 21.94%-9.1pp |
| Employer contribution / active EE | $2,243 | $2,873-21.9% | $4,126-45.6% | $1,967+14.0% |
| Participant deferral / active EE | $5,541 | $2,997+84.9% | $5,247+5.6% | $2,959+87.2% |
| Admin fee / account holder | $32,224 | $4,735+580.5% | $11,799+173.1% | $3,480+826.0% |