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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,543 | $80,674+91.6% | $119,126+29.7% | $64,340+140.2% |
| Participation rate | 62.1% | 55.2%+6.9pp | 75.8%-13.6pp | 55.2%+6.9pp |
| Annual return | 12.86% | 26.86%-14.0pp | 282.11%-269.2pp | 24.14%-11.3pp |
| Employer contribution / active EE | $2,243 | $2,564-12.5% | $4,034-44.4% | $1,862+20.5% |
| Participant deferral / active EE | $5,541 | $3,053+81.5% | $5,318+4.2% | $2,980+85.9% |
| Admin fee / account holder | $32,224 | $4,559+606.8% | $10,693+201.4% | $3,703+770.3% |