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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,460 | $55,437+28.9% | $155,534-54.1% | $74,459-4.0% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 16.51% | 269.58%-253.1pp | 64.92%-48.4pp | 1369.70%-1353.2pp |
| Employer contribution / active EE | $3,108 | $2,266+37.1% | $4,675-33.5% | $2,626+18.3% |
| Participant deferral / active EE | $3,177 | $2,837+12.0% | $5,630-43.6% | $4,350-27.0% |
| Admin fee / account holder | $439 | $1,742-74.8% | $15,900-97.2% | $1,945-77.4% |