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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,907 | $110,410-60.2% | $102,437-57.1% | $145,897-69.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.59% | 24.85%-18.3pp | 24.95%-18.4pp | 552.29%-545.7pp |
| Employer contribution / active EE | $15,244 | $4,217+261.5% | $3,871+293.8% | $4,663+226.9% |
| Participant deferral / active EE | $1,499 | $5,622-73.3% | $5,060-70.4% | $6,689-77.6% |
| Admin fee / account holder | $768 | $9,745-92.1% | $8,388-90.8% | $13,390-94.3% |