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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,016 | $77,896+55.4% | $134,172-9.8% | $82,448+46.8% |
| Participation rate | 85.2% | 62.8%+22.4pp | 72.5%+12.7pp | 68.1%+17.1pp |
| Annual return | 9.87% | 18.21%-8.3pp | 25.30%-15.4pp | 41.64%-31.8pp |
| Employer contribution / active EE | $1,929 | $2,159-10.6% | $3,420-43.6% | $2,551-24.4% |
| Participant deferral / active EE | $3,822 | $3,162+20.9% | $4,690-18.5% | $4,139-7.7% |
| Admin fee / account holder | $8,595 | $6,336+35.7% | $12,016-28.5% | $7,234+18.8% |