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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,215 | $254,759-81.9% | $216,567-78.7% | $198,609-76.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 14.95% | 10.04%+4.9pp | 12.94%+2.0pp | 202.70%-187.7pp |
| Employer contribution / active EE | $4,935 | $6,096-19.1% | $5,216-5.4% | $5,055-2.4% |
| Participant deferral / active EE | $2,651 | $6,948-61.8% | $6,191-57.2% | $6,977-62.0% |
| Admin fee / account holder | $5,870 | $26,311-77.7% | $21,981-73.3% | $19,030-69.2% |