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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $628,471 | $196,972+219.1% | $182,262+244.8% | $198,609+216.4% |
| Participation rate | 94.7% | 85.7%+9.0pp | 84.2%+10.5pp | 82.4%+12.4pp |
| Annual return | 12.76% | 158.27%-145.5pp | 140.60%-127.8pp | 202.70%-189.9pp |
| Employer contribution / active EE | $9,521 | $5,364+77.5% | $5,046+88.7% | $5,055+88.3% |
| Participant deferral / active EE | $17,755 | $8,643+105.4% | $8,276+114.5% | $6,977+154.5% |
| Admin fee / account holder | $2,533 | $18,429-86.3% | $16,712-84.8% | $19,030-86.7% |