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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $628,471 | $162,136+287.6% | $152,301+312.6% | $154,746+306.1% |
| Participation rate | 94.7% | 84.1%+10.6pp | 82.4%+12.3pp | 80.7%+14.0pp |
| Annual return | 12.76% | 91.02%-78.3pp | 80.50%-67.7pp | 172.34%-159.6pp |
| Employer contribution / active EE | $9,521 | $4,890+94.7% | $4,624+105.9% | $4,379+117.4% |
| Participant deferral / active EE | $17,755 | $8,341+112.9% | $8,004+121.8% | $6,730+163.8% |
| Admin fee / account holder | $2,533 | $15,759-83.9% | $14,398-82.4% | $14,365-82.4% |