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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,685 | $93,345-6.1% | $119,126-26.4% | $87,485+0.2% |
| Participation rate | 61.3% | 68.7%-7.4pp | 75.8%-14.5pp | 68.9%-7.6pp |
| Annual return | 16.62% | 19.08%-2.5pp | 282.11%-265.5pp | 26.06%-9.4pp |
| Employer contribution / active EE | $849 | $3,172-73.2% | $4,034-78.9% | $2,596-67.3% |
| Participant deferral / active EE | $3,325 | $4,099-18.9% | $5,318-37.5% | $4,274-22.2% |
| Admin fee / account holder | $2 | $8,039-100.0% | $10,693-100.0% | $7,775-100.0% |