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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,685 | $88,672-1.1% | $105,223-16.7% | $82,448+6.4% |
| Participation rate | 61.3% | 67.9%-6.6pp | 75.0%-13.8pp | 68.1%-6.8pp |
| Annual return | 16.62% | 30.86%-14.2pp | 180.65%-164.0pp | 41.64%-25.0pp |
| Employer contribution / active EE | $849 | $3,048-72.1% | $3,689-77.0% | $2,551-66.7% |
| Participant deferral / active EE | $3,325 | $4,036-17.6% | $5,072-34.4% | $4,139-19.7% |
| Admin fee / account holder | $2 | $7,146-100.0% | $8,859-100.0% | $7,234-100.0% |