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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,931 | $77,164+12.7% | $178,014-51.2% | $80,874+7.5% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 11.11% | 18.09%-7.0pp | 294.80%-283.7pp | 35.62%-24.5pp |
| Employer contribution / active EE | $0 | $2,288-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,272 | $4,408+65.0% | $6,276+15.9% | $4,297+69.2% |
| Admin fee / account holder | $2,969 | $7,164-58.6% | $10,362-71.3% | $6,935-57.2% |