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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,898 | $69,118-97.3% | $53,647-96.5% | $138,895-98.6% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | -1.23% | 248.26%-249.5pp | 358.33%-359.6pp | 145.39%-146.6pp |
| Employer contribution / active EE | $310 | $1,189-73.9% | $962-67.8% | $4,194-92.6% |
| Participant deferral / active EE | $479 | $2,274-78.9% | $1,813-73.6% | $6,396-92.5% |
| Admin fee / account holder | $1,521 | $2,724-44.2% | $2,460-38.2% | $12,562-87.9% |