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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,370 | $88,996+19.5% | $78,004+36.4% | $138,895-23.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 12.08% | 28.03%-16.0pp | 31.07%-19.0pp | 145.39%-133.3pp |
| Employer contribution / active EE | $1,993 | $2,917-31.7% | $2,469-19.3% | $4,194-52.5% |
| Participant deferral / active EE | $2,466 | $4,724-47.8% | $4,092-39.7% | $6,396-61.4% |
| Admin fee / account holder | $4,637 | $8,807-47.3% | $7,578-38.8% | $12,562-63.1% |