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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,591 | $76,522+11.9% | $56,033+52.8% | $145,884-41.3% |
| Participation rate | 26.1% | 63.2%-37.1pp | 52.5%-26.4pp | 80.3%-54.2pp |
| Annual return | 22.78% | 3014.28%-2991.5pp | 1711.38%-1688.6pp | 551.85%-529.1pp |
| Employer contribution / active EE | $732 | $1,382-47.1% | $1,041-29.7% | $4,662-84.3% |
| Participant deferral / active EE | $3,433 | $2,624+30.8% | $1,954+75.7% | $6,690-48.7% |
| Admin fee / account holder | $600 | $3,328-82.0% | $2,827-78.8% | $13,392-95.5% |