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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,591 | $76,608+11.7% | $56,077+52.6% | $145,877-41.3% |
| Participation rate | 26.1% | 63.2%-37.2pp | 52.5%-26.4pp | 80.3%-54.2pp |
| Annual return | 22.78% | 3009.59%-2986.8pp | 1709.28%-1686.5pp | 551.28%-528.5pp |
| Employer contribution / active EE | $732 | $1,382-47.0% | $1,040-29.7% | $4,663-84.3% |
| Participant deferral / active EE | $3,433 | $2,624+30.8% | $1,954+75.7% | $6,691-48.7% |
| Admin fee / account holder | $600 | $3,325-82.0% | $2,825-78.8% | $13,402-95.5% |