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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,604 | $106,749+165.7% | $145,433+95.0% | $82,448+244.0% |
| Participation rate | 95.9% | 75.6%+20.2pp | 82.1%+13.8pp | 68.1%+27.8pp |
| Annual return | 16.89% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $4,451 | $3,444+29.2% | $4,554-2.3% | $2,551+74.5% |
| Participant deferral / active EE | $12,348 | $6,519+89.4% | $7,897+56.4% | $4,139+198.3% |
| Admin fee / account holder | $12,468 | $8,390+48.6% | $13,129-5.0% | $7,234+72.3% |