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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,910 | $110,137+156.9% | $161,149+75.6% | $82,637+242.4% |
| Participation rate | 76.3% | 72.4%+3.9pp | 78.8%-2.6pp | 68.1%+8.2pp |
| Annual return | 18.99% | 20.69%-1.7pp | 21.16%-2.2pp | 53.51%-34.5pp |
| Employer contribution / active EE | $4,353 | $2,856+52.4% | $4,360-0.2% | $2,552+70.5% |
| Participant deferral / active EE | $10,628 | $4,575+132.3% | $6,153+72.7% | $4,126+157.6% |
| Admin fee / account holder | $17,595 | $9,467+85.9% | $15,194+15.8% | $7,339+139.7% |