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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,910 | $108,825+160.0% | $156,181+81.1% | $82,448+243.1% |
| Participation rate | 76.3% | 72.4%+3.9pp | 78.8%-2.6pp | 68.1%+8.2pp |
| Annual return | 18.99% | 20.59%-1.6pp | 64.87%-45.9pp | 41.64%-22.7pp |
| Employer contribution / active EE | $4,353 | $2,870+51.7% | $4,294+1.4% | $2,551+70.6% |
| Participant deferral / active EE | $10,628 | $4,577+132.2% | $6,132+73.3% | $4,139+156.8% |
| Admin fee / account holder | $17,595 | $9,341+88.4% | $14,586+20.6% | $7,234+143.2% |