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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,497 | $81,358+411.9% | $155,556+167.7% | $80,959+414.5% |
| Participation rate | 97.5% | 66.3%+31.2pp | 78.2%+19.3pp | 67.7%+29.8pp |
| Annual return | 12.71% | 33.39%-20.7pp | 64.84%-52.1pp | 35.67%-23.0pp |
| Employer contribution / active EE | $35,526 | $3,106+1043.6% | $4,675+659.8% | $2,757+1188.5% |
| Participant deferral / active EE | $17,512 | $3,455+406.8% | $5,631+211.0% | $4,300+307.2% |
| Admin fee / account holder | $64,589 | $7,994+708.0% | $15,885+306.6% | $6,925+832.7% |