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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,497 | $81,276+412.5% | $155,574+167.7% | $80,925+414.7% |
| Participation rate | 97.5% | 66.2%+31.3pp | 78.2%+19.3pp | 67.7%+29.8pp |
| Annual return | 12.71% | 33.36%-20.6pp | 64.87%-52.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $35,526 | $3,103+1044.9% | $4,676+659.8% | $2,756+1188.9% |
| Participant deferral / active EE | $17,512 | $3,453+407.2% | $5,629+211.1% | $4,299+307.4% |
| Admin fee / account holder | $64,589 | $7,993+708.0% | $15,914+305.9% | $6,940+830.7% |