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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,497 | $81,262+412.5% | $155,602+167.7% | $80,911+414.8% |
| Participation rate | 97.5% | 66.2%+31.3pp | 78.2%+19.3pp | 67.6%+29.9pp |
| Annual return | 12.71% | 33.34%-20.6pp | 64.81%-52.1pp | 35.63%-22.9pp |
| Employer contribution / active EE | $35,526 | $3,102+1045.3% | $4,675+659.9% | $2,756+1189.1% |
| Participant deferral / active EE | $17,512 | $3,451+407.4% | $5,629+211.1% | $4,297+307.5% |
| Admin fee / account holder | $64,589 | $7,992+708.2% | $15,923+305.6% | $6,935+831.4% |