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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,145 | $167,415-82.6% | $140,514-79.3% | $198,609-85.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 9.15% | 13.85%-4.7pp | 14.36%-5.2pp | 202.70%-193.5pp |
| Employer contribution / active EE | $0 | $4,088-100.0% | $3,378-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $1,283 | $5,579-77.0% | $4,919-73.9% | $6,977-81.6% |
| Admin fee / account holder | $18,442 | $16,730+10.2% | $13,697+34.6% | $19,030-3.1% |