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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,073 | $97,550-44.6% | $120,344-55.1% | $87,485-38.2% |
| Participation rate | 57.1% | 72.8%-15.7pp | 76.7%-19.6pp | 68.9%-11.8pp |
| Annual return | 14.87% | 18.41%-3.5pp | 20.30%-5.4pp | 26.06%-11.2pp |
| Employer contribution / active EE | $1,259 | $2,291-45.1% | $3,020-58.3% | $2,596-51.5% |
| Participant deferral / active EE | $2,278 | $4,230-46.1% | $5,135-55.6% | $4,274-46.7% |
| Admin fee / account holder | $3,498 | $9,543-63.3% | $12,742-72.5% | $7,775-55.0% |