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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,073 | $104,098-48.1% | $140,514-61.5% | $94,015-42.5% |
| Participation rate | 57.1% | 73.7%-16.6pp | 77.8%-20.7pp | 70.8%-13.7pp |
| Annual return | 14.87% | 15.14%-0.3pp | 14.36%+0.5pp | 17.84%-3.0pp |
| Employer contribution / active EE | $1,259 | $2,388-47.3% | $3,378-62.7% | $2,790-54.9% |
| Participant deferral / active EE | $2,278 | $4,033-43.5% | $4,919-53.7% | $4,249-46.4% |
| Admin fee / account holder | $3,498 | $10,439-66.5% | $13,697-74.5% | $8,951-60.9% |