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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,822 | $79,045-35.7% | $100,378-49.4% | $74,429-31.7% |
| Participation rate | 23.3% | 79.4%-56.1pp | 81.5%-58.2pp | 67.2%-43.9pp |
| Annual return | 13.98% | 20.61%-6.6pp | 49.41%-35.4pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $824 | $3,015-72.7% | $3,942-79.1% | $2,625-68.6% |
| Participant deferral / active EE | $0 | $7,751-100.0% | $8,087-100.0% | $4,348-100.0% |
| Admin fee / account holder | $17,179 | $1,335+1187.0% | $7,899+117.5% | $1,944+783.6% |