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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,100 | $107,421+267.8% | $182,262+116.8% | $94,015+320.3% |
| Participation rate | 92.6% | 77.8%+14.8pp | 84.2%+8.4pp | 70.8%+21.8pp |
| Annual return | 10.52% | 21.32%-10.8pp | 140.60%-130.1pp | 17.84%-7.3pp |
| Employer contribution / active EE | $6,451 | $3,448+87.1% | $5,046+27.9% | $2,790+131.2% |
| Participant deferral / active EE | $11,781 | $6,558+79.6% | $8,276+42.3% | $4,249+177.2% |
| Admin fee / account holder | $1,769 | $8,692-79.6% | $16,712-89.4% | $8,951-80.2% |