Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,920 | $73,787-26.9% | $98,716-45.4% | $82,448-34.6% |
| Participation rate | 35.0% | 61.4%-26.4pp | 69.3%-34.3pp | 68.1%-33.1pp |
| Annual return | 13.56% | 18.57%-5.0pp | 31.81%-18.3pp | 41.64%-28.1pp |
| Employer contribution / active EE | $532 | $1,511-64.8% | $2,279-76.7% | $2,551-79.2% |
| Participant deferral / active EE | $1,066 | $3,081-65.4% | $4,048-73.7% | $4,139-74.2% |
| Admin fee / account holder | $2,028 | $6,500-68.8% | $8,703-76.7% | $7,234-72.0% |