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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,858 | $94,031+56.2% | $115,768+26.9% | $82,448+78.1% |
| Participation rate | 73.3% | 70.4%+2.9pp | 74.4%-1.1pp | 68.1%+5.3pp |
| Annual return | 15.37% | 20.61%-5.2pp | 100.46%-85.1pp | 41.64%-26.3pp |
| Employer contribution / active EE | $692 | $2,323-70.2% | $2,940-76.5% | $2,551-72.9% |
| Participant deferral / active EE | $3,926 | $3,972-1.1% | $4,917-20.1% | $4,139-5.1% |
| Admin fee / account holder | $2,862 | $10,249-72.1% | $12,439-77.0% | $7,234-60.4% |