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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,599 | $86,050+6.4% | $189,758-51.7% | $94,015-2.6% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 10.37% | 17.77%-7.4pp | 52.62%-42.2pp | 17.84%-7.5pp |
| Employer contribution / active EE | $6,044 | $2,819+114.4% | $4,767+26.8% | $2,790+116.6% |
| Participant deferral / active EE | $5,355 | $3,349+59.9% | $5,856-8.6% | $4,249+26.0% |
| Admin fee / account holder | $70,556 | $6,627+964.7% | $20,388+246.1% | $8,951+688.2% |