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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $100,970 |
LPL FINANCIAL2 years Service code 27 | Advisory (Plan) | $76,567 |
Service code 49 · EIN 36-3533281 | Other Services | $7,671 |
Filed as: KRUGGEL LAWTON CPA Service code 10 · EIN 35-1307701 | Accounting | $6,500 |
LPL FINANCIAL6 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,635 | $88,203+25.4% | $165,100-33.0% | $74,478+48.5% |
| Participation rate | 100.0% | 73.1%+26.9pp | 78.6%+21.4pp | 67.2%+32.8pp |
| Annual return | 13.08% | 17.13%-4.1pp | 70.21%-57.1pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $3,654 | $2,601+40.5% | $4,348-16.0% | $2,626+39.1% |
| Participant deferral / active EE | $5,769 | $4,505+28.1% | $6,035-4.4% | $4,350+32.6% |
| Admin fee / account holder | $698 | $2,235-68.8% | $12,696-94.5% | $1,946-64.1% |