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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,721 | $84,953-10.9% | $163,379-53.7% | $82,637-8.4% |
| Participation rate | 87.5% | 65.9%+21.6pp | 76.8%+10.7pp | 68.1%+19.4pp |
| Annual return | 11.38% | 23.07%-11.7pp | 63.41%-52.0pp | 53.51%-42.1pp |
| Employer contribution / active EE | $1,693 | $2,183-22.4% | $3,752-54.9% | $2,552-33.7% |
| Participant deferral / active EE | $4,834 | $4,326+11.7% | $6,282-23.0% | $4,126+17.2% |
| Admin fee / account holder | $7,375 | $7,921-6.9% | $9,818-24.9% | $7,339+0.5% |