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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,237 | $58,258+406.8% | $81,820+260.8% | $80,925+264.8% |
| Participation rate | 97.4% | 63.5%+34.0pp | 72.4%+25.1pp | 67.7%+29.8pp |
| Annual return | 12.61% | 41.76%-29.2pp | 777.93%-765.3pp | 35.65%-23.0pp |
| Employer contribution / active EE | $5,055 | $2,345+115.5% | $2,915+73.4% | $2,756+83.4% |
| Participant deferral / active EE | $11,767 | $3,284+258.4% | $4,323+172.2% | $4,299+173.7% |
| Admin fee / account holder | $21,883 | $4,976+339.7% | $7,391+196.1% | $6,940+215.3% |