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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,237 | $58,275+406.6% | $81,844+260.7% | $80,935+264.8% |
| Participation rate | 97.4% | 63.5%+34.0pp | 72.4%+25.1pp | 67.7%+29.8pp |
| Annual return | 12.61% | 41.82%-29.2pp | 778.87%-766.3pp | 35.66%-23.0pp |
| Employer contribution / active EE | $5,055 | $2,346+115.5% | $2,916+73.3% | $2,757+83.4% |
| Participant deferral / active EE | $11,767 | $3,285+258.2% | $4,323+172.2% | $4,299+173.7% |
| Admin fee / account holder | $21,883 | $4,749+360.8% | $7,355+197.5% | $6,924+216.0% |