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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,531 | $88,672+61.9% | $105,223+36.4% | $82,448+74.1% |
| Participation rate | 65.5% | 67.9%-2.4pp | 75.0%-9.5pp | 68.1%-2.6pp |
| Annual return | 16.89% | 30.86%-14.0pp | 180.65%-163.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,686 | $3,048-44.7% | $3,689-54.3% | $2,551-33.9% |
| Participant deferral / active EE | $5,164 | $4,036+28.0% | $5,072+1.8% | $4,139+24.8% |
| Admin fee / account holder | $8,280 | $7,146+15.9% | $8,859-6.5% | $7,234+14.4% |