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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,083 | $94,031+129.8% | $115,768+86.7% | $82,448+162.1% |
| Participation rate | 62.1% | 70.4%-8.3pp | 74.4%-12.3pp | 68.1%-6.0pp |
| Annual return | 13.08% | 20.61%-7.5pp | 100.46%-87.4pp | 41.64%-28.6pp |
| Employer contribution / active EE | $1,145 | $2,323-50.7% | $2,940-61.1% | $2,551-55.1% |
| Participant deferral / active EE | $5,059 | $3,972+27.4% | $4,917+2.9% | $4,139+22.2% |
| Admin fee / account holder | $6,237 | $10,249-39.2% | $12,439-49.9% | $7,234-13.8% |