Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,602 | $63,904-52.1% | $89,340-65.7% | $67,986-55.0% |
| Participation rate | 41.1% | 54.3%-13.2pp | 69.6%-28.4pp | 57.2%-16.1pp |
| Annual return | 16.90% | 18.09%-1.2pp | 20.57%-3.7pp | 31.67%-14.8pp |
| Employer contribution / active EE | $834 | $1,627-48.8% | $2,231-62.6% | $2,019-58.7% |
| Participant deferral / active EE | $1,595 | $2,691-40.7% | $3,823-58.3% | $3,358-52.5% |
| Admin fee / account holder | $4,250 | $3,315+28.2% | $6,704-36.6% | $3,203+32.7% |