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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,287 | $73,787+113.2% | $98,716+59.3% | $82,448+90.8% |
| Participation rate | 90.8% | 61.4%+29.4pp | 69.3%+21.5pp | 68.1%+22.7pp |
| Annual return | 14.55% | 18.57%-4.0pp | 31.81%-17.3pp | 41.64%-27.1pp |
| Employer contribution / active EE | $5,225 | $1,511+245.8% | $2,279+129.3% | $2,551+104.8% |
| Participant deferral / active EE | $7,166 | $3,081+132.6% | $4,048+77.0% | $4,139+73.1% |
| Admin fee / account holder | $24,889 | $6,500+282.9% | $8,703+186.0% | $7,234+244.0% |