Retirement plan

THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC. EMPLOYEES' 401(K) PLAN

Name: THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC. - THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC. EMPLOYEES' 401(K) PLAN (2024) Form 5500
Creator: THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC. EMPLOYEES' 401(K) PLAN, THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC.

THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC.EIN 35-1419614Plan #001PY 2024

9825 INDIANAPOLIS BLVD. - HIGHLAND, IN 46322219-922-3380thomascdj.comLinkedIn201-500 employeesautomotive

Prospect flagsFailed to provide benefitCorrective distributions

How to read this page

Total assets (EOY)

$23.2M

+6.3% from 2023

Total participants

234

-6.8% from 2023

Average account balance

$104,555

+1.5% from 2023

Annual return

14.72%

-2.52 pp from 2023

Benchmarks

See 2,309 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,309 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$105K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

222

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$285

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ROYAL CAPITAL WEALTH MANAGEMENT LL4 years Service code 27 · EIN 82-3827158	Advisory (Plan)	$46,731
SWARTZ, RETSON & CO., P.C.9 years Filed as: SWARTZ RETSON AND CO Service code 10 · EIN 35-1509921	Accounting	$15,700
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 25 · EIN 04-2647786	Directed Trustee	$894

Plan features & details

Pension benefit codes2F2G2J2K2T3H3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

ComplianceFailed to provide benefit
Form 5500 reported that benefits due were not provided when due.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$63K

$348 / participant

Recordkeeping$1500.2%
Trustee / custodial$7441.2%
Investment mgmt$47K73.8%
Other / not subdivided$16K24.8%

% of EOY assets

0.273%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SWARTZ RETSON AND CO
Auditor EIN: 351509921
Audit fees: $15,700
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$104,555

$59,467+75.8%

$93,727+11.6%

$74,478+40.4%

Participation rate

93.4%

59.6%+33.8pp

68.7%+24.7pp

67.2%+26.2pp

Annual return

14.72%

82.14%-67.4pp

133.83%-119.1pp

1370.56%-1355.8pp

Employer contribution / active EE

$3,320

$1,267+162.1%

$2,421+37.1%

$2,626+26.4%

Participant deferral / active EE

$5,574

$3,052+82.7%

$4,417+26.2%

$4,350+28.1%

Admin fee / account holder

$285

$3,028-90.6%

$8,292-96.6%

$1,946-85.3%

Provider

Service type

Compensation

ROYAL CAPITAL WEALTH MANAGEMENT LL4 years

Service code 27 · EIN 82-3827158

Advisory (Plan)

$46,731

SWARTZ, RETSON & CO., P.C.9 years

Filed as: SWARTZ RETSON AND CO

Service code 10 · EIN 35-1509921

Accounting

$15,700

FIDELITY INVESTMENTS INSTITUTIONAL10+ years

Service code 25 · EIN 04-2647786

Directed Trustee

$894

THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC. EMPLOYEES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THOMAS DODGE, CHRYSLER, JEEP OF HIGHLAND, INC. EMPLOYEES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion