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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,184 | $125,190+263.6% | $105,624+330.9% | $145,897+212.0% |
| Participation rate | 94.7% | 77.6%+17.1pp | 75.3%+19.5pp | 80.3%+14.4pp |
| Annual return | 13.20% | 225.22%-212.0pp | 116.20%-103.0pp | 552.29%-539.1pp |
| Employer contribution / active EE | $13,079 | $3,720+251.5% | $3,168+312.9% | $4,663+180.5% |
| Participant deferral / active EE | $17,438 | $5,716+205.1% | $5,013+247.9% | $6,689+160.7% |
| Admin fee / account holder | $29,200 | $17,138+70.4% | $10,961+166.4% | $13,390+118.1% |