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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,564 | $117,895-56.3% | $102,460-49.7% | $145,897-64.7% |
| Participation rate | 79.2% | 78.6%+0.5pp | 76.5%+2.7pp | 80.3%-1.1pp |
| Annual return | 23.94% | 31.92%-8.0pp | 29.47%-5.5pp | 552.29%-528.3pp |
| Employer contribution / active EE | $1,667 | $3,619-53.9% | $3,025-44.9% | $4,663-64.3% |
| Participant deferral / active EE | $1,729 | $5,736-69.9% | $5,056-65.8% | $6,689-74.2% |
| Admin fee / account holder | $1,438 | $13,353-89.2% | $9,460-84.8% | $13,390-89.3% |