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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,337 | $59,006+95.5% | $97,161+18.7% | $74,400+55.0% |
| Participation rate | 21.4% | 63.7%-42.3pp | 72.7%-51.3pp | 67.2%-45.8pp |
| Annual return | 13.61% | 16.04%-2.4pp | 75.36%-61.7pp | 1367.51%-1353.9pp |
| Employer contribution / active EE | $626 | $1,894-67.0% | $2,723-77.0% | $2,624-76.2% |
| Participant deferral / active EE | $1,290 | $3,671-64.9% | $4,265-69.8% | $4,348-70.3% |
| Admin fee / account holder | $8,705 | $1,974+341.0% | $5,647+54.1% | $1,944+347.9% |