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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,667 | $81,276+210.9% | $155,574+62.4% | $80,925+212.2% |
| Participation rate | 96.5% | 66.2%+30.2pp | 78.2%+18.3pp | 67.7%+28.8pp |
| Annual return | 12.69% | 33.36%-20.7pp | 64.87%-52.2pp | 35.65%-23.0pp |
| Employer contribution / active EE | $8,910 | $3,103+187.1% | $4,676+90.6% | $2,756+223.3% |
| Participant deferral / active EE | $5,754 | $3,453+66.6% | $5,629+2.2% | $4,299+33.9% |
| Admin fee / account holder | $26,970 | $7,993+237.4% | $15,914+69.5% | $6,940+288.6% |