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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,721 | $124,425-87.4% | $112,040-86.0% | $137,256-88.5% |
| Participation rate | 95.8% | 79.3%+16.5pp | 76.5%+19.3pp | 80.0%+15.9pp |
| Annual return | 15.58% | 24.72%-9.1pp | 24.52%-8.9pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,767 | $3,411-48.2% | $2,954-40.2% | $4,156-57.5% |
| Participant deferral / active EE | $1,417 | $5,718-75.2% | $5,098-72.2% | $6,407-77.9% |
| Admin fee / account holder | $2,189 | $15,207-85.6% | $12,098-81.9% | $12,270-82.2% |