Retirement plan

COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN

Name: COMMERCIAL WAREHOUSE & CARTAGE, INC. - COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: COMMERCIAL WAREHOUSE & CARTAGE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN, COMMERCIAL WAREHOUSE & CARTAGE, INC.

COMMERCIAL WAREHOUSE & CARTAGE, INC.EIN 35-1184892Plan #001PY 2025

3402 MEYER ROAD - FORT WAYNE, IN 46803260-426-7825

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$10M

+15.0% from 2024

Total participants

+9.1% from 2024

Average account balance

$105,405

+4.1% from 2024

Annual return

13.36%

-3.43 pp from 2024

Benchmarks

See 1,164 peers

Peer group

Industry49 - Transportation and Warehousing

Plan typeDefined contribution

Participants25-99

Cohort1,164 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$105K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

123.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$473K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4013

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$381K

$4951 / participant

Other / not subdivided$381K100.0%

% of EOY assets

3.807%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$105,405

$23,330+351.8%

$64,489+63.4%

$82,448+27.8%

Participation rate

98.7%

68.3%+30.4pp

67.7%+31.0pp

68.1%+30.6pp

Annual return

13.36%

83.66%-70.3pp

55.03%-41.7pp

41.64%-28.3pp

Employer contribution / active EE

$3,989

$824+383.8%

$1,523+161.9%

$2,551+56.4%

Participant deferral / active EE

$2,148

$1,707+25.8%

$2,778-22.7%

$4,139-48.1%

Admin fee / account holder

$4,013

$2,946+36.2%

$4,260-5.8%

$7,234-44.5%

COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion