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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,456 | $80,731-1.6% | $103,374-23.1% | $74,546+6.6% |
| Participation rate | 100.0% | 65.7%+34.3pp | 74.5%+25.5pp | 67.2%+32.8pp |
| Annual return | 19.63% | 27.56%-7.9pp | 24.89%-5.3pp | 1366.03%-1346.4pp |
| Employer contribution / active EE | $2,800 | $3,158-11.3% | $3,869-27.6% | $2,624+6.7% |
| Participant deferral / active EE | $3,255 | $3,860-15.7% | $5,058-35.6% | $4,347-25.1% |
| Admin fee / account holder | $6,295 | $2,369+165.8% | $8,394-25.0% | $1,944+223.9% |