Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,181 | $81,487-2.8% | $102,412-22.7% | $80,935-2.2% |
| Participation rate | 65.4% | 66.8%-1.5pp | 74.5%-9.1pp | 67.7%-2.3pp |
| Annual return | 9.89% | 25.60%-15.7pp | 24.94%-15.0pp | 35.66%-25.8pp |
| Employer contribution / active EE | $438 | $3,103-85.9% | $3,870-88.7% | $2,757-84.1% |
| Participant deferral / active EE | $3,356 | $3,871-13.3% | $5,060-33.7% | $4,299-21.9% |
| Admin fee / account holder | $21,520 | $6,717+220.4% | $8,388+156.6% | $6,924+210.8% |