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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,714 | $199,109-79.0% | $173,730-76.0% | $154,746-73.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 25.44% | 20.02%+5.4pp | 19.96%+5.5pp | 172.34%-146.9pp |
| Employer contribution / active EE | $8,382 | $5,311+57.8% | $4,577+83.1% | $4,379+91.4% |
| Participant deferral / active EE | $5,248 | $7,113-26.2% | $6,326-17.0% | $6,730-22.0% |
| Admin fee / account holder | $794 | $20,916-96.2% | $17,523-95.5% | $14,365-94.5% |