Retirement plan

SYCAMORE SERVICES 401(K) PLAN

Name: SYCAMORE SERVICES, INC - SYCAMORE SERVICES 401(K) PLAN (2025) Form 5500
Creator: SYCAMORE SERVICES, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SYCAMORE SERVICES 401(K) PLAN, SYCAMORE SERVICES, INC

SYCAMORE SERVICES, INCdba SYCAMORE SERVICES, INCEIN 35-1064235Plan #002PY 2025

1001 SYCAMORE LANE - DANVILLE, IN 46122317-664-7049sycamoreservices.comLinkedIn201-500 employeescivic & social organization

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$5.3M

-3.1% from 2024

Total participants

478

+12.2% from 2024

Average account balance

$20,617

-2.0% from 2024

Annual return

10.44%

-0.84 pp from 2024

Benchmarks

See 593 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort593 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.32M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

258

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

49.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$674K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$191

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL6 years Service code 37 · EIN 04-2647786	Loan Processing	$29,755
OPPENHEIMER9 years Filed as: OPPENHEIMER & CO, INC. Service code 27 · EIN 13-5657518 85 BROAD ST · NEW YORK, NY 10004	Advisory (Plan)	$19,540

Plan features & details

Pension benefit codes2E2J2F2G3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$49K

$113 / participant

Recordkeeping$30K60.4%
Investment mgmt$20K39.6%

% of EOY assets

0.927%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BLUE & CO., LLC
Auditor EIN: 351178661
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,617

$36,002-42.7%

$161,489-87.2%

$64,728-68.1%

Participation rate

49.5%

57.4%-7.9pp

78.7%-29.2pp

57.9%-8.4pp

Annual return

10.44%

33.93%-23.5pp

89.72%-79.3pp

49.38%-38.9pp

Employer contribution / active EE

$893

$1,380-35.3%

$4,268-79.1%

$2,243-60.2%

Participant deferral / active EE

$651

$1,815-64.1%

$5,630-88.4%

$2,729-76.1%

Admin fee / account holder

$191

$931-79.5%

$16,006-98.8%

$1,145-83.3%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL6 years

Service code 37 · EIN 04-2647786

Loan Processing

$29,755

OPPENHEIMER9 years

Filed as: OPPENHEIMER & CO, INC.

Service code 27 · EIN 13-5657518

85 BROAD ST · NEW YORK, NY 10004

Advisory (Plan)

$19,540

SYCAMORE SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SYCAMORE SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion