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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,583 | $90,400+58.8% | $186,193-22.9% | $87,485+64.1% |
| Participation rate | 97.0% | 66.2%+30.8pp | 77.1%+19.9pp | 68.9%+28.0pp |
| Annual return | 9.56% | 22.15%-12.6pp | 78.03%-68.5pp | 26.06%-16.5pp |
| Employer contribution / active EE | $2,454 | $2,170+13.1% | $3,918-37.4% | $2,596-5.5% |
| Participant deferral / active EE | $5,108 | $4,330+18.0% | $6,513-21.6% | $4,274+19.5% |
| Admin fee / account holder | $3,450 | $8,673-60.2% | $11,058-68.8% | $7,775-55.6% |