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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,583 | $80,812+77.7% | $160,784-10.7% | $82,448+74.1% |
| Participation rate | 97.0% | 66.2%+30.7pp | 77.0%+20.0pp | 68.1%+28.9pp |
| Annual return | 9.56% | 100.59%-91.0pp | 1803.92%-1794.4pp | 41.64%-32.1pp |
| Employer contribution / active EE | $2,454 | $2,174+12.9% | $3,733-34.3% | $2,551-3.8% |
| Participant deferral / active EE | $5,108 | $4,335+17.8% | $6,293-18.8% | $4,139+23.4% |
| Admin fee / account holder | $3,450 | $7,695-55.2% | $9,717-64.5% | $7,234-52.3% |