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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,583 | $109,782+30.8% | $260,467-44.9% | $94,015+52.7% |
| Participation rate | 97.0% | 67.2%+29.8pp | 80.5%+16.5pp | 70.8%+26.1pp |
| Annual return | 9.56% | 18.60%-9.0pp | 100.60%-91.0pp | 17.84%-8.3pp |
| Employer contribution / active EE | $2,454 | $2,147+14.3% | $4,239-42.1% | $2,790-12.0% |
| Participant deferral / active EE | $5,108 | $4,044+26.3% | $6,319-19.2% | $4,249+20.2% |
| Admin fee / account holder | $3,450 | $11,958-71.1% | $15,461-77.7% | $8,951-61.5% |