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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,760 | $95,453+27.6% | $112,040+8.7% | $82,448+47.7% |
| Participation rate | 84.4% | 72.8%+11.7pp | 76.5%+8.0pp | 68.1%+16.4pp |
| Annual return | 11.91% | 23.92%-12.0pp | 24.52%-12.6pp | 41.64%-29.7pp |
| Employer contribution / active EE | $1,693 | $2,318-26.9% | $2,954-42.7% | $2,551-33.6% |
| Participant deferral / active EE | $4,859 | $4,224+15.0% | $5,098-4.7% | $4,139+17.4% |
| Admin fee / account holder | $13,403 | $9,013+48.7% | $12,098+10.8% | $7,234+85.3% |