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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,803 | $86,949+26.3% | $102,460+7.2% | $80,959+35.6% |
| Participation rate | 80.9% | 72.4%+8.5pp | 76.5%+4.3pp | 67.7%+13.2pp |
| Annual return | 9.23% | 18.89%-9.7pp | 29.47%-20.2pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,750 | $2,370-26.1% | $3,025-42.1% | $2,757-36.5% |
| Participant deferral / active EE | $4,689 | $4,121+13.8% | $5,056-7.3% | $4,300+9.0% |
| Admin fee / account holder | $2,044 | $8,048-74.6% | $9,460-78.4% | $6,925-70.5% |