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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,722 | $101,798-41.3% | $165,071-63.8% | $80,935-26.2% |
| Participation rate | 78.6% | 71.8%+6.7pp | 78.6%-0.1pp | 67.7%+10.9pp |
| Annual return | 14.60% | 16.73%-2.1pp | 70.17%-55.6pp | 35.66%-21.1pp |
| Employer contribution / active EE | $439 | $2,954-85.2% | $4,347-89.9% | $2,757-84.1% |
| Participant deferral / active EE | $5,281 | $4,476+18.0% | $6,035-12.5% | $4,299+22.8% |
| Admin fee / account holder | $6,131 | $8,221-25.4% | $12,695-51.7% | $6,924-11.5% |